IMPORTANT DISCLOSURES: Bear Lending LLC dba Federal Advance is a commercial enterprise and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized sovereign Indian nation (the “Tribe”), which abides by the principles of federal consumer finance laws, as incorporated by the Tribe, and operates within the interior boundaries of the Menominee Reservation at PO BOX 458, Keshena, WI 54135. Bear Lending, LLC is chartered under and operates pursuant to Tribal Law. Loans from Federal Advance are governed by the laws of the Tribe, not the law of your resident state. Please note that nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly reserved.
Federal Advance does not lend to residents of AR, CT, DC, FL, NY, PA, VT, VA, WV and WI.
This website is privately owned and is not owned or operated by any state government agency.
This “prescreened” offer of credit is based on information indicating that you meet certain criteria and is subject to credit verification. In addition, to accept this offer, you must have reached 18 years old. This offer may be accepted only by the person identified in this offer and may not be transferred to any other party.
This is an expensive form of borrowing. Federal Advance loans are designed to assist you in meeting your emergency borrowing needs and are not intended to be a long-term financial solution. Federal Advance encourages quick repayment to avoid finance fees. Alternative forms of credit may be less expensive and more suitable for your financial needs.
The typical application and verification requires a phone call with our customer service team. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases and we may pull your credit in order to determine your eligibility and ability to repay. As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
Loan applications fully verified and approved Monday - Thursday by 6:30 pm Central time will be funded as soon as the next business day. Loan applications fully verified and approved Friday by 6:30 pm Central Time will be funded as soon as the following Monday so long as the Monday is not a bank holiday. Federal Advance is not responsible for any additional charges applied by your financial institution.
Visit our website, federaladvance.com for applicable rates and frequently asked questions. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement.
Bear Lending LLC dba Federal Advance Customer Support Phone: (800) 820-1583.
Menominee Indian Tribe of Wisconsin Hotline: (833) 341-5479.
This communication is intended solely for the individual/entity to whom it is addressed. It may contain confidential or legally privileged information. Any unauthorized disclosure or copying of this communication is prohibited and may be unlawful. If you believe that you have received this communication in error, please notify the sender immediately and delete it from your system.