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Responsible Lending

Bear Lending LLC dba FederalAdvance.com is fully committed to responsible lending and follows rigorous due diligence and compliance audits to ensure compliance with all applicable lending laws.

Your Trusted Direct Lending Source

As a direct lender, we are committed to the responsibilities of lending guidelines as well as our customer’s safety, privacy, and rights. You'll always get the decision straight from us. Not an affiliate or a network.

Superior Customer Care

Our team is dedicated to each individual customer and treats them with respect. The team wants you to feel comfortable asking any questions or voicing any concerns whether you are a current customer or not.

Data Security

You can be sure that your personal information is safe and secure with us. We use state-of-the-art security technology to protect your information from any unauthorized access.

Transparent & Complete Fee Disclosure

Our customers know exactly what their total repayment amount will be before applying.

Your Right to Cancel

You always have the right to refuse the offer and can cancel by 4 pm (Central time) the next business day after the cash disbursement date.